• Open a FREE eUnittrust.com.my account via our Account Opening.
• Receive an email from us with your Login ID & Password.
• Follow instructions from the email to perform your First Time Login.
• Receive an SMS TAC verification code to your mobile phone to verify your account and change to your preferred Login ID and password.

• Login to eUnittrust and click on Transaction Management tab, choose Account No. from the drop down list and click Buy tab.
• Fund Selection & Investment Amount
  Click Add Fund tab, Select Fund Name from drop down list and key in Investment Amount and click Proceed.
• Transaction Verification
  Verify transaction details and scroll down if all details are accurate. Confirm that you have read and understood the Prospectus, Product Highlight Sheet.
• Client Declarations
  Tick on the box to confirm that you have read and understood the Terms & Conditions.
• Transaction Receipt of Confirmation
  If the transaction is successful, a Transaction Receipt of Confirmation page will be displayed automatically.
• Print and Save
  Click Print to print a copy, click Save to save a copy for record and click Close to go to the Main Page.
• Process
  We will process your investment upon receipt of payment. A confirmation statement indicating the number of units bought and the unit price will be sent to you within 5 business day. Units will be purchased at the Net Asset Value per unit of the Fund calculated at the end of the Business Day on which the request is received by Phillip Mutual Berhad (before Cut-Off time of the respective Funds).

If the investors want to effect the buy or sell transaction based on the price at the end of the Business Day where he/she effect the transaction, the transaction must be executed online before the following cut-off time :

• Lump Sum
  You may directly bank in your payment into our bank account, telegraphic transfer or Internet Banking.
• Cheque
  Payment can be deposited directly into our bank account as stated below at any Malayan Banking Bhd branches.
  Notes :
  • A copy of the Deposit Slip (or any form of proof of payment) must be faxed or email to us.
  • Payment for postal application should be made by cheque only.
  • Cheques must be drawn in Ringgit Malaysia (RM), crossed and made payable to "Phillip Mutual Berhad". Post-dated cheques will not be accepted.
  • Payment by outstation cheques should include bank commission charges.
  • Please note that the instruction to purchase Units will be executed on the date on which the payment (or proof of payment) are received or are deemed to have been received by us.
• Telegraphic Transfer
  Telegraphic transfer should be in favour of Phillip Mutual Bhd as per the following bank details.
  Notes :
  • A copy of the TT Slip must be faxed or email to us.
  • Please note that the instruction to purchase Units will be executed on the date on which the payment (or proof of payment) are received or are deemed to have been received by us.
• Internet Banking
  Via Our MEPS FPX. Here is our account details:
  
  

  AMIslamic Bank Berhad

  PHILLIP MUTUAL BHD

  0662022016234

  

  Malayan Banking Bhd

  PHILLIP MUTUAL BHD

  514011-379755

  

  Public Bank Berhad

  PHILLIP MUTUAL BHD

  3169402106

  

  CIMB Islamic Bank Berhad

  PHILLIP MUTUAL BHD

  8600048985

• Click on Transaction Management tab, choose Account No from the drop down list and click Withdrawal/Sell tab.
• Fund Selection
  Select the Fund to sell.
• Redemption Units
  Key in units to redeem, then click Proceed.
• Transaction Confirmation
  Verify transaction details.
• Client Declarations
  Confirm that you have read and understood the Client Declarations.
• Payment
  Choose Payment Method from drop down list, select Bank Name and Key in the account number. Key in the password and click Confirm to proceed.
• Transaction Receipt of Confirmation
  If the transaction is successful, a Transaction Receipt of Confirmation page will be displayed automatically.
• Print and Save
  Click Print to print a copy, click Save to save a copy for record and click Close to go to the Main Page.
• Process
  We will process your redemption within 5 Business Days or not more than 10 days. Your will receive your payment cheque via mail or you may instruct us to bank in the cheque into your bank account by providing your account details to us. Units will be redeemed at the Net Asset Value per unit of the Fund calculated at the end of the Business Day of the respective funds on which the request is received by Phillip Mutual Berhad. There is no redemption charge for Phillip Mutual Bhds house funds. For third party funds distributed by Phillip Mutual Bhd, kindly refer to the respective Prospectus of the Funds for further details on redemption charges.

• Click on Transaction tab and select Unit Trust Switch. A 4 Steps to Switch screen will appear.
• Fund Selection - Switch Out
  Select the Fund to switch out and click Next.
• Fund Selection - Switch In
  Select Fund to switch in from the drop down list.
• Transaction Confirmation
  Confirm that you have read and understood the Prospectus, Terms & Conditions, Unit Trust Loan Disclosure Statement and Client Declaration and click Next.
• Payment Method
  Key in units to switch and click Next.
• Order Confirmation
  Verify transaction details and key in password to confirm the transaction. If the transaction is successful, a Transaction - Switch Confirmation Receipt page will be displayed automatically.
• Print and Save
  Click Print to print a copy, click Save to save a copy for record and click Close to go to the Main Page.

How do I transfer my units online? Sign and Post the Forms to:

The Cooling-Off right refers to the right of the investor to obtain a refund if he should change his mind about an investment he has made in any of the Funds if he so requests within the cooling-off period i.e. within six (6) Business Days of the date of his application. A Cooling-Off right is only given to an investor, other than those listed below, who is investing in any of the unit trust funds for the first time for each Unit Trust Management Company:

• A corporation or institution
• A staff of Phillip Mutual Bhd
• Persons registered to deal in unit trusts of Phillip Mutual Bhd

How do I apply cooling off?

• Kindly email to phillipmutual@poems.com.my and eUnittrust@poems.com.my for Cooling Off request.

The refunds for every Unit held would be based on :

• The NAV per Unit on the day the unit were first purchase
• The Sales Charge per Unit originally imposed on the day the Units were purchased